JSCB "Senagat" offers the next kind of credits for private legal persons:

In national currency  –manat:

• According to Decree of President of Turkmenistan № 12446 from 20^th July, 2012 «About the state support of small and average enterprise» -favorable credits under  5 % annual within 10 years;
• According to Decree of President of Turkmenistan № 12890 from  6^th March, 2013 «About financial support of manufacturers of agricultural production» favorable credits to manufacturers of agricultural productions:

• For purchase of agricultural machinery, tools and accessories, water-saving technics,  equipment, water delivery systems used for an irrigationunder 1 % annual within 10 years;
• For financing of agricultural investment projects connected with manufacture, storage and processing of agricultural production and performance of agricultural works under 5 % annual within 10 years;

In foreign currency –  US dollars;

• According to Decree of President of Turkmenistan № 12446 from 20^th July, 2012 «About the state support of small and average enterprise» -favorable credits under  5 % annual within 10 years;
• For manufacture, construction and granting of servicesunder  9 % annual within 3 years;
• On trade under 14 % annualwithin 2 years;
• Due to proceeds of credit of the European bank of reconstruction and development under 9 % annualwithin 3 years;