Joint-stock commercial bank of "Senagat" in execution of decrees of the President of Turkmenistan No 13240 from October, 03rd, 2013, No 12429 from July, 06th, 2012, and with a purpose of increase of value of our national manat, increases in its stability, expansion of a spectrum of services of bank cards in our national manat - the clearing settlements determined in front of bank system, from the beginning 2009 specially has introduced system of plastic cards «Altyn asyr». This system has been offered by the Central bank of Turkmenistan.